Personal Banking

Preferred Checking

This is an interest-earning account.

1. No Per Check Charge
2. Unlimited Check Writing
3. Free Internet Banking
4. Free Bill Pay
5. Free ATM usage nationwide
6. Free Debit Card
7. Monthly Statement with Check Images
8. Minimum daily balance to avoid fees $750
9. If daily balance less than minimum, $7.00 Base Charge fee and Service Charge fee of $.30 per debit
10. CONTACT your nearest branch for interest rate

Economy Checking

1. First 12 debits at no charge
2. $ .30 per debit after the first 12 debits are used
3. No minimum daily balance required

Personal Checking

1. Maintain a $500. daily minimum balance
2. If balance falls below minimum, a $7. base fee is charged for that cycle
3. First 10 debits at no charge
4. $ . 30 per debit for all debits after the first 10 debits are used

Money Market Account

1. Minimum opening deposit of $1,000.
2. Minimum daily balance of $1,000. required to avoid fees
3. If balance falls below the minimum required, a monthly base fee of $10 is charged
4. Per item excessive activity fee is $2.

Heritage Checking

For our customers who are more than 55 years of age.

• No Minimum Balance
• No Monthly Service Charge
• No Per Check Charge
• Unlimited check Writing
• Free ATM usage nationwide
• Free Monthly Image Check Statement
• CONTACT your nearest branch for interest rate.