About Us

Farmers and Merchants Bank was incorporated as a Georgia banking corporation in 1949 for the purpose of offering full service banking to Wilkes County.

Our founders envisioned an organization where personal, caring service would welcome its customers and make them feel like family. Throughout its history, Farmers and Merchants Bank has taken immense pride in being both a great neighbor and a true community leader. As neighbors, we share your goals and interests. We are committed to offering convenient, cutting-edge banking technology designed to simplify your busy lifestyle. As members of our community, we take great pride in becoming actively involved with local projects that enhance, improve, and enlighten, in order to truly make our community a better place to live, work, and play. Through our commitment and dedication, we have proudly forged a tradition of strength and stability that has remained constant.

Farmers and Merchants Bank is proudly, independently owned. We are operated by friends and neighbors you know and trust. We take great pride in the fact that all financial approvals and decisions can promptly be made on a local level.

Mission Statement

• Personal Banking
• Business Banking
• Loans
• CD/IRA Rates
• Locations / Hours
• Calculators
• Privacy Policy
• Lost / Stolen Card