CD/IRA Rates

  • Minimum CD deposit $500.00
  • Minimum IRA deposit $250.00
  • Interest compounded quarterly if term is greater than 182 days
  • Interest not compounded if term is 182 days or less
  • Rates below are subject to change
  • Penalty for early withdrawal
  • Interest Rate and Annual Percentage Yield (“APY”) are listed below
CD Rates Effective 8/12/2008
TermINTEREST RATEAPY
6 Months2.50%2.52%
12 Months2.90%2.93%
24 Months3.00%3.03%
36 Months3.10%3.14%


IRA Rates Effective 8/12/2008
AccountINTEREST RATEAPY
12 Months2.90%2.93%
18 Months3.00%3.03%
30 Months3.05%3.09%
36 Months3.10%3.14%

Please call for interest rates on funds in excess of $50,000.00