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Welcome to F&M Bank.

Since 1950, we have been serving our customers and communities with market-driven products and services.

Our CONTINUED SUCCESS has been based on…

—Providing exceptional quality service, fostered by teamwork that exceeds our customers’ expectations.

—Offering competitive financial products that are effectively delivered.

—Working diligently in our communities to improve quality of life.

 

 

 

Premier Reward Checking - 4.01% APY - Only available at F&M Bank

 

Premier Checking account holders enjoy a great interest rate plus these added benefits:

  1. FREE ATM Usage Nationwide
  2. FREE Internet Banking
  3. FREE MasterCard Debit Card
  4. Unlimited Transactions
  5. NO Minimum Balance Requirements
  6. NO Monthly Service Fees
Premier Rate
4.01% APY
On balances of
$25,000 or less		 &  
1.01% APY
On balances
over $25,000		 |
OR
|		 Base Rate
0.50% APY
If requirements
are not met
Simply meet the following qualifications per cycle to earn your benefits:

12 signature-based debit card transactions. • One direct deposit or one automatic payment. 
Receive monthly e-statements • Sign in to Internet Banking
*APY=Annual Percentage Yield