F&M's Premier Checking is a completely free checking account that pays 3.05% APY* and refunds UNLIMITED nationwide ATM fees - yes, UNLIMITED! To get these Rewards, all you have to do is meet the qualifications below each statement cycle -- simple things you're probably doing already.
- Earn 3.05% APY* on balances up to $25,000
- Earn 1.01% APY* on balances over $25,000
- No monthly service fees
- Unlimited check writing
- Free MasterCard™ Debit Card
- Free Internet Banking
- Free e-Statements
- FDIC Insured
*APY = Annual Percentage Yield. Rates may change at a later date.
In order to receive our Premier rate and ATM refunds, simply do the following each statement cycle:
- Make 12 signature-based MasterCard Debit Card transactions
- Sign in to Internet Banking
- Access/receive monthly e-statements online (valid email address required)
- Have at least one Direct Deposit
- Minimum $250 to open account
It's that easy! Sign up today – and earn a great rate.